At WeFixMedigap.com, we specialize in a powerful strategy that allows you to maintain a high level of coverage while significantly lowering your out-of-pocket premium costs. We do this by combining the strengths of two widely available insurance products: a Medicare Advantage (MAPD) plan and a Hospital Indemnity plan.

Medicare Advantage plans, also known as Part C, are an increasingly popular alternative to Original Medicare and a Medigap plan. These plans are offered by private insurance companies approved by Medicare and often come with very low or even $0 monthly premiums. In addition to covering all the services that Original Medicare covers, many MAPD plans also include valuable extra benefits not found in Medigap, such as:

•Prescription Drug Coverage (Part D)

•Routine Dental and Vision Care

•Hearing Exams and Aids

•Fitness Memberships

Filling the Gaps: Hospital Indemnity Insurance

While MAPD plans offer incredible value, they do have out-of-pocket costs, such as copayments and deductibles, especially for hospital stays. This is where a Hospital Indemnity plan comes in. This supplemental insurance pays you a fixed, pre-determined cash benefit for each day you are in the hospital. This money can be used for anything you choose, from covering your hospital copays to paying for household expenses while you recover. It acts as a financial safety net, filling the potential gaps in your MAPD plan.